Sebastopol Ca Home Short Sale Education and Options

If you know of someone struggling with their house payment and can not receive a loan modification that reduces the payment and loan amount to acceptable levels, call us about doing a Short Sale.

NEED TO DO A SHORT SALE?

Basically a Short Sale works like this:
1.  We list your home for sale for a few weeks to obtain an offer.
Note: Usually the showing times are 10am to 6pm M-F only so as not to disrupt your home life.
2.  We receive an offer we feel is best based on current buyer's market suggests.
3.  I contact the bank and explain the hardship and why my client (you) are having trouble paying the mortgage.  We deal with the lender(s)
4.  Lenders realize there is a serious problem with many home owners and are deciding to sell with you, the property for less than the loan amount.
5.  You finalize your move out/relocation/renting options that best suit your needs

We organize all details and take the headache away from you.
If you are currently paying your mortgage the bank has no reason to short sale.
We know many people that were told by their lenders they would help when the home owner stopped making their loan payment to get a loan modification only to be denied the modification.
I understand this is a sensitive and somewhat emotional process but rest assured what has happened to our whole economy is far past your Personal Responsibility!

We will explore options and help to educate home owners faced with the current housing market
 
We will help answer these frequently asked questions 

- What is a Short Sale exactly?
- My payments are killing me financially, what can I do?
- What about the government incentive options?
- Are more and more people doing this to avoid foreclosure and/or bankruptcy? YES
- How did the real estate market get into this mess?
- When will prices recover?
- I got scammed by a "loan modification expert" what can I do?
- If I have more than one loan on my property what happens?
- How does a short sale work?
- What about my credit going forward?
- Will time allow me to ever own another home?
- When selling my house short, Do I care if I get the highest price possible?
- How long can I stay in my house? - I've already missed payments, is that bad?
and many more..

If the need is more urgent call or email, Lets talk about your options.

All Consultations are Confidential,

REALTOR Lic # 01428827

Items Needed For Approved Short Sales