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Beware of Foreclosure and Loan Modification Rescue Scams - Help Is Free!

Federal, State Partners Announce Multi-Agency Crackdown Targeting Foreclosure Rescue Scams, Loan Modification Fraud

* There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.

* Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay - walk away!

* Beware of anyone who says they can "save" your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.

* Never submit your mortgage payments to anyone other than your mortgage company without their approval. The Obama Administration has launched a coordinated effort across federal and state government and the private sector to target mortgage loan modification fraud and foreclosure rescue scams that threaten to hurt American homeowners and prevent them from getting the help they need during these challenging times.

Always consult an attorney or tax specialist first. REALTORS sell Real Estate not consult on these legal matters. If we can help we will.

NEED TO DO A SHORT SALE?

Basically a Short Sale works like this:
1.  We list your home for sale for a few weeks to obtain an offer.
Note: Usually the showing times are 10am to 6pm M-F only so as not to disrupt your home life.
2.  We receive an offer we feel is best based on current buyer's market suggests.
3.  I contact the bank and explain the hardship and why my client (you) are having trouble paying the mortgage.  We deal with the lender(s)
4.  Lenders realize there is a serious problem with many home owners and are deciding to sell with you, the property for less than the loan amount.
5.  You finalize your move out/relocation/renting options that best suit your needs

We organize all details and take the headache away from you.
If you are currently paying your mortgage the bank has no reason to short sale.
We know many people that were told by their lenders they would help when the home owner stopped making their loan payment to get a loan modification only to be denied the modification.
I understand this is a sensitive and somewhat emotional process but rest assured what has happened to our whole economy is far past your Personal Responsibility!