Seller Credits, Home Warranties, Appraisals
Santa Rosa Realtor
Craig Bassignani
Realtor®
(707) 974-8970
Contact
Lic 01428827
Sonoma County Real Estate Agent - BIO
Santa Rosa, Sonoma County Ca

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Rent to Rent or.. Own?

I've helped a family realize their dream of home ownership for only

1412.78 A MONTH HOME PAYMENT
With 5% Down Payment

Includes: Loan Payment, Property Taxes, Home Owners Insurance & Mortgage Insurance

Actual Home
"Thank You Craig for helping us make this possible, we still find it hard to believe.." AH

Single Family / Detached
Orig List Price: $380,000
SOLD For $205,000  :)
Bedrooms: 3
Baths F/H: 2 (2/0)
Built: 1980/Tax Records
Approx SF: 1080/Tax Records
Lot SF/Ac: 6970 / 0.160

An excellent example of Value. Large corner lot and buyers were happy with neighborhood.. and yes the backyard came with a hot tub & No inspection issues!
BREAKDOWN 
Principal & Interest - 1st

$1,063.75

 
Other Financing $0.00  
Property Tax $213.54  
Hazard Insurance $54.33  
Mortgage Insurance $81.15  
     
Total Housing Payment $1,412.78  

Breakdown
Purchase Price

$205,000

  
Loan To Value / Combined Loan to Value 95.000 / 95.000 %  
Loan Amount – 1st / 2nd $198,158  
Term Of Loan – 1st / 2nd 360 Months  
Balloon Product – 1st / 2nd No  
Index – 1st 5.000 %  
Margin – 1st N/A  
Margin – 1st N/A  
Actual Market Rate Today – 1st 5.000 %  Changes Daily  
Qualifying Interest Rate – 1st / 2nd 5.000 %  
Maximum 1st Rate Increase/Frequency N/A  
Annual Percentage Rate – 1st / 2nd 5.667 %  
Origination Points – 1st 1.000 %  
Discount Points – 1st / 2nd 0.125 %  
Total Points – 1st / 2nd 1.125 %  

BANK FEES (costs)
Origination Fee $1,947.50  
Discount Fee – 1st / 2nd $247.70  
Appraisal Fee $360.00  
Credit Report Fee $0.00  
Tax Service Fee $0.00  
Application Fee $0.00  
Processing/Commitment Fee $200.00  
Flood Certification $11.00  
Buydown Subsidy $0.00  
Buyers Protection $300.00  
* Apportion to buyer and seller as customary to market or as negotiated in purchase offer. Rates vary by title company.
** The initial amount you will pay at closing to establish an impound/escrow account, if required, is estimated. The actual amount collected at closing will be determined based upon your first payment due date, a permissible cushion and the scheduled disbursement dates of your hazard insurance, real estate taxes and other escrowed items. Federal law requires us to use an aggregate accounting method to determine the amount collected at closing which will always result in a different amount than the estimate.
*** (If ARM solution displayed) Rates may increase.
This is not a commitment to lend. Current policy requires submission of a complete application including supporting documentation. Loan approval is subject to the borrower and the property meeting bank requirements. All information is estimated. Please remember products, terms, rates and fees are subject to change until you complete a loan application and lock your interest rate.
EQUAL HOUSING LENDER
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Craig Bassignani
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